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Working papers
ESM

Title: Regime-based portfolio optimisation: A Hidden Markov Model approach for fixed income portfolios

Summary: This paper introduces a regime-based approach for fixed income portfolio optimisation that identifies distinct market volatility regimes during portfolio construction to improve risk targeting and risk-adjusted returns.

AuthorByran Taljaard (ESM)

Abstract: This paper presents a methodology for incorporating a regime-based approach to portfolio optimisation, specifically for fixed income portfolios. By segmenting the market into distinct periods or "regimes" characterised by different market conditions, such as high or low volatility, investors can adjust their portfolio strategies accordingly. We propose a two-stage approach: first, applying Principal Component Analysis (PCA) to fixed income indices to represent the yield curve, and second, using the variance of the first principal component to fit a Hidden Markov Model (HMM) that identifies high and low volatility regimes. This regime-based methodology allows portfolio managers to make more informed decisions, potentially improving risk-adjusted returns. We apply this approach to portfolio optimisation, targeting a specific value-at-risk (VaR), and compare the results to a traditional approach that does not account for regime changes.
 

Non-technical summary


Disclaimer: This Working Paper should not be reported as representing the views of the ESM. The views expressed in this Working Paper are those of the author(s) and do not necessarily represent those of the ESM or ESM policy. No responsibility or liability is accepted by the ESM in relation to the accuracy or completeness of the information, including any data sets, presented in this Working Paper.

Keywords: Regime-based portfolio optimisation, Hidden Markov Model, Fixed income portfolios, Principal Component Analysis, Yield curve, High-volatility regime, Low-volatility regime, Value-at-Risk (VaR), US Treasury bond indices, French government bond indices, German government bond indices, EUR and USD Sovereign, Supranational, and Agency (SSA) bond indices

JEL codes: G11, G12, C32, C38

 

Source: European Stability Mechanism | Working Paper Series | Volume 2025 | No. 72 | June 2025 | 30 Pages
 

Copyright © European Stability Mechanism, 2025 | All rights reserved. Any reproduction, publication and reprint in the form of a different publication, whether printed or produced electronically, in whole or in part, is permitted only with the explicit written authorisation of the European Stability Mechanism.