The amount actually disbursed to a beneficiary country, that is, the loan amount of a disbursement less various costs and fees (including any applicable up-front portion of the service fee).

The margin amounts that were paid in advance on early EFSF loans granted to Ireland and Portugal; those amounts were deducted from the loan disbursement amount. Parts of the prepaid margin were reimbursed by the EFSF to Ireland and Portugal in 2016, as the margin had been set to zero for these loans.

The Service Fee represents the source of general revenues and resources to cover ESM/EFSF operational costs and has two components:

- up-front service fee: up-front payment is applied at the time of a disbursement and paid generally via a deduction on the drawn amount or may be invoiced separately to the beneficiary ESM Member. At the time of each disbursement, an up-front service fee of 50 bps over the disbursed amount is charged.

- annual service fee: annual payment applied over the outstanding principal amounts. It is paid on the interest payment date or invoiced separately. An annual service fee of 0.5 bps per annum payable in arrears from the first anniversary of the signature of the facility.